Tax Configuration

Tax calculation in DiverDash automatically handles complex tax scenarios for your dive center's sales and services. Understanding how to configure tax settings correctly ensures accurate invoicing, proper accounting records, and compliance with local tax requirements.

What You'll Learn

  • How DiverDash calculates tax on invoices and line items

  • How to configure tax settings for tax-inclusive vs tax-exclusive pricing

  • How to set up default tax rates for different types of services

  • How tax calculations affect your accounting and customer invoicing

  • Best practices for managing tax configuration in your dive center

Before You Start

Make sure you have:

  • Administrator permissions to access tax settings

  • Understanding of your local tax requirements (sales tax, VAT, GST, etc.)

  • Chart of Accounts set up with appropriate tax liability accounts

  • Tax rates created in the Tax Rates section

  • Knowledge of whether your prices include or exclude tax

Understanding Tax Calculation Methods

Tax-Inclusive vs Tax-Exclusive Pricing

DiverDash supports two fundamental approaches to tax calculation:

Tax-Inclusive Pricing ("Prices Include Tax")

  • The price you enter already includes tax

  • System calculates the base price by removing tax

  • Customer sees the exact price you entered

  • Common in many countries with VAT/GST systems

Tax-Exclusive Pricing ("Prices Exclude Tax")

  • The price you enter is the base price before tax

  • System adds tax on top of the entered price

  • Customer pays more than the entered price

  • Common in US sales tax systems

How Tax Calculation Works

When Prices Include Tax (Tax-Inclusive)

Example: $100.00 item with 10% tax rate

  1. Entered Price: $100.00 (what customer pays)

  2. System Calculation:

    • Base Price = $100.00 ÷ 1.10 = $90.91

    • Tax Amount = $100.00 - $90.91 = $9.09

    • Total Price = $100.00 (same as entered)

What appears on invoice:

  • Line Item: Widget - $90.91

  • Tax (10%): $9.09

  • Total: $100.00

When Prices Exclude Tax (Tax-Exclusive)

Example: $100.00 item with 10% tax rate

  1. Entered Price: $100.00 (base price)

  2. System Calculation:

    • Base Price = $100.00 (same as entered)

    • Tax Amount = $100.00 × 0.10 = $10.00

    • Total Price = $100.00 + $10.00 = $110.00

What appears on invoice:

  • Line Item: Widget - $100.00

  • Tax (10%): $10.00

  • Total: $110.00

Configuring Tax Settings

Step 1: Access Tax Configuration

  1. Navigate to Settings in the main menu

  2. Click Company

  3. Select the Tax tab

  4. The tax settings interface will open

Step 2: Configure Tax Calculation Method

Setting: "Prices Include Tax"

To enable tax-inclusive pricing:

  1. Toggle "Prices Include Tax" to ON

  2. The toggle will turn green and show enabled

  3. Description will read: "Prices entered in the system already include tax. Tax will be calculated backwards from the total."

To enable tax-exclusive pricing:

  1. Toggle "Prices Include Tax" to OFF

  2. The toggle will be gray and show disabled

  3. Description will read: "Prices entered in the system are tax-exclusive. Tax will be added on top of the entered price."

Step 3: Set Up Tax Liability Account

Purpose: This account tracks tax collected from customers that you owe to tax authorities.

  1. In the "Tax Liability Account" section

  2. Click the "Default Tax Liability Account" dropdown

  3. Select an appropriate liability account (e.g., "Sales Tax Payable", "VAT Liability")

  4. If no suitable account exists, you'll need to create one in Chart of Accounts first

Important: Tax collected from sales will be credited to this liability account automatically.

Step 4: Configure Default Tax Rates

Default Sales Tax Rate (Goods)

  1. Click the "Default Sales Tax Rate (Goods)" dropdown

  2. Select the tax rate for retail products and physical goods

  3. Choose "No default tax rate" if you prefer to set tax rates per item

  4. This rate applies to retail products by default

Default Services Tax Rate (Courses)

  1. Click the "Default Services Tax Rate (Courses)" dropdown

  2. Select the tax rate for services, courses, and training

  3. This rate applies to dive courses and services by default

Default Expense Tax Rate

  1. Click the "Default Expense Tax Rate" dropdown

  2. Select the tax rate for business purchases and expenses

  3. Used when recording business expenses that include recoverable tax

Step 5: Save Your Configuration

  1. Review all settings for accuracy

  2. Click "Save Tax Settings" button

  3. Settings will apply to new transactions going forward

  4. Existing invoices maintain their original tax calculations

Understanding Tax Impact on Invoicing

How Tax Settings Affect Customer Invoices

With Tax-Inclusive Pricing:

  • Customers see predictable, round numbers ($50, $100, $150)

  • Invoice shows breakdown of base price and tax amount

  • Total matches the price you advertised to customers

  • Professional appearance for consumer-facing businesses

With Tax-Exclusive Pricing:

  • Prices appear lower in marketing materials

  • Tax is clearly shown as additional charge

  • Total is higher than advertised base price

  • Common in B2B environments

Tax on Different Service Types

Course Fees: Use Services Tax Rate (Courses)

  • Open Water Diver course: $350 + tax

  • Advanced Open Water: $400 + tax

  • Specialty courses: Various prices + tax

Equipment Rentals: Use Sales Tax Rate (Goods)

  • Daily gear rental: $45 + tax

  • Week-long rental package: $200 + tax

Retail Sales: Use Sales Tax Rate (Goods)

  • Dive computer: $500 + tax

  • Wetsuit: $200 + tax

  • Accessories: Various prices + tax

Trip Services: May use Services Tax Rate

  • Day trip: $150 + tax

  • Multi-day liveaboard: $1,200 + tax

Tax Calculation in Practice

Creating Invoices with Tax

When you add items to an invoice:

  1. Enter Item Details:

    • Product/Service name

    • Quantity

    • Unit price (according to your tax setting)

  2. System Automatically Calculates:

    • Base amount (if tax-inclusive pricing)

    • Tax amount based on applicable rate

    • Line total for the item

  3. Invoice Totals Show:

    • Subtotal (sum of all base amounts)

    • Total Discount (if any discounts applied)

    • Total Tax Amount (sum of all tax)

    • Grand Total (what customer pays)

Overriding Default Tax Rates

You can override default tax rates on individual items:

  1. When adding items to an invoice

  2. Select different tax rate from dropdown for specific items

  3. Useful for:

    • Tax-exempt items

    • Items with special tax rates

    • International customers

    • Wholesale vs retail pricing

Best Practices for Tax Configuration

Choosing Tax-Inclusive vs Tax-Exclusive

Use Tax-Inclusive When:

  • You operate in VAT/GST countries

  • Your customers are primarily consumers

  • You want predictable, round pricing

  • Local regulations require tax-inclusive advertising

Use Tax-Exclusive When:

  • You operate in sales tax jurisdictions (like most US states)

  • Your customers are primarily businesses

  • You want to show tax as separate line item

  • Industry standard is tax-exclusive pricing

Setting Up Multiple Tax Rates

Create different rates for:

  • Different types of goods and services

  • Different jurisdictions (if you operate in multiple areas)

  • Different customer types (domestic vs international)

  • Varying tax rates over time

Regular Review and Updates

Review tax settings:

  • When tax rates change in your jurisdiction

  • When expanding to new locations

  • When adding new types of services

  • At least annually to ensure compliance

Troubleshooting Common Tax Issues

Tax Amounts Seem Wrong

Check these settings:

  1. Verify the "Prices Include Tax" toggle is set correctly

  2. Confirm the correct tax rate is selected for the item type

  3. Ensure tax rates are entered as percentages (7.5% not 0.075)

  4. Verify the customer isn't tax-exempt

Tax Not Calculating

Possible causes:

  1. No default tax rate set for the item type

  2. Item is marked as non-taxable

  3. Customer has tax exemption on file

  4. Tax rate is inactive or expired

Invoice Totals Don't Match Expectations

Verify:

  1. Tax-inclusive vs tax-exclusive setting matches your intent

  2. Discounts are applied before tax calculation

  3. All line items have correct tax rates applied

  4. Rounding settings are appropriate for your currency

Next Steps

  • Set up Tax Rates: If you haven't already, create your Tax Rates

  • Configure Chart of Accounts: Ensure proper Chart of Accounts setup for tax liability tracking

  • Test Invoicing: Create test invoices to verify tax calculations work as expected

  • Train Staff: Ensure staff understand how tax settings affect customer pricing

  • Tax Management - Complete tax management including rates and jurisdictions

  • Client Billing - Creating and managing customer invoices

  • Chart of Accounts - Setting up accounts for tax tracking

  • Financial Setup - Initial configuration of financial settings

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